Need a little bit of advice. A friend has just informed me that he is no longer covered at the local hospital. In other words he has to pay for all treatments. He is a long term resident of Thailand and has paid many years of tax to the government coffers. He is retired. This lack of coverage has concerned me. As a teacher I have health cover through my school. My concern is what happens when I retire? I have in the past been able to receive care but now the "yellow house registration book" does not mean that I can get treatment. Some specific questions: How do you get medical treatment if it is not through your employer? Do you have any recommendations for non emergency healthcare? How does it work for long term residents in your area? Does permanent residency result in free healthcare? I will do some more investigating tomorrow as today is a holiday. Worst case scenario I guess is buying additional healthcare. Before I do this I would like to understand the current picture. Thank you for any replies.